What is the best way to survive?

What is the best way to survive?

The best way to survive is to have a risk-taking attitude, and to be very tolerant of failure.

The best way to survive is to think you're going to win.

Why are commodity prices rising?

Why are commodity prices rising?

Because the Fed Keeps Printing $85 Billion per Month

Because the world is running out of food

Because campaign contributions come so much from the vested interests, the financial world, but more particularly the energy world.

Knowing versus Making

Knowing versus Making

During the 20th century making things was most important than knowing things.

In the 21st century knowing things is most important than making things.

In a highly competitive society the payoff of a service is greater than the payoff of a product.

Knowing leverages making. 

How the top earners break down

How the top earners break down

 Top 1%: incomes above $394,000 in 2012; Top 5%: incomes between $161,000 and $394,000; Top 10%: incomes between $114,000 and $161,000.

 Last year, the richest 10% received more than half of all income — 50.5%, or the largest share since such record-keeping began in 1917.

Why the overall savings rate today is 5.4%?

Why the overall savings rate today is 5.4%, the average since 1960 is 8.4% and it was 9.3% in the early 1980s?

Because the Federal Reserve is buying   85 billion dollars in bonds every month, the perfect tool for rising inequality.

What is a politician?

What is a politician?

A person who uses rhetorical tricks to disguise her/his limited skills.

How to find stability

How to find  stability

Building  a skill set that allows you to control your own destiny.

Relationship between jobs and retirement.

 Relationship between jobs and retirement.


About 10,000 baby boomers turn 65 years old everyday.

 169,000 jobs were created in the past month.

Tricks, IBM and health-insurance exchange

International Business Machines plans to move about 110,000 retirees off its company-sponsored health plan and instead give them a payment to buy coverage on a health-insurance exchange.

A Health Insurance Exchange (HIX) is a federal or state-regulated marketplace/platform that allows small businesses and individuals to shop for health insurance plans; it allows them to compare various standardized plans and choose the one that suits their specific needs. Federal subsidies are available for the purchase of such plans through an exchange.

Which are the states with lowest cancer rates in U.S.?

Which are the states with lowest cancer rates in U.S.?

Arizona
Colorado
Hawaii
New Mexico
Utah

Source:
National Cancer Institute

What do you need to compete?

What do you need to compete?

You need to know science, technology, engineering and math, and they are accessible but not fun.

How much cost to bomb Syria

How much cost to bomb Syria

The United States Navy has a stockpile of around 3,500 Tomahawk cruise missiles of all variants, with a combined worth of approximately US $2.6 billion.

$743.000 per  Tomahawk

700 Tomahawk were fired in Irak the first year and 110  in Libya.

400 Tomahawk are expected to be fired in Syria

400x$743.000= $297,200,000

Why America will not stop trying to be the policeman for the world.

Why America will not  stop trying to be the policeman for the world.

Because America needs the preemptive argument  for national security.

Because the Army forces must be trained.

Because an attack is an effective deterrent.

Because a moral imperative constitute a legal  justification when you have power.

Because America has the authority to wage war unilaterally

Because always is possible to articulate any threat  to national  security.

What is the United States of America?

What is the United States of America?

A country with cheap energy and a rich elite exploiting laws and regulations to
the detriment of business and individuals, that is heaping IOUs on
its children and grandchildren.

Why Nearly Half of All U.S. Homes Are Purchased in Cash?

Why Nearly Half of All U.S. Homes Are Purchased in Cash?


Because it’s more costly and hard to get financing.

Because homes cost less.

Because Chinese home-buyers are flooding into the U.S. housing market
and nearly 70% of the Chinese deals are made in all cash.

Because mortgage lending standards have been tightened since the housing bubble.

Because foreign buyers, and wealthy homeowners
are averse to a mortgage.

Because the seller knows the cash offer is more likely to close.

Because prior homeowners abandon the ownership market and head back to rentals.

Because buyers are mainly investors and vacation-home buyers 

Because Multi-home buyers (those purchasing two or more properties) accounted
 for about 28 percent  of last year’s cash sales, up from around 24 percent in 2011.

To kill someone for the "fun of it."

Duncan (city), Oklahoma

Persons under 18 years, percent, 2010     23.8%   

Persons below poverty level, percent, 2007-2011 14.6%   

On Aug. 16, Chancey Allen Luna, 16,  James Francis Edwards Jr., 15,  and Michael Dewayne Jones, 17, of Duncan were "bored" and decided to kill someone for the "fun of it."

They killed Christopher Lane in a drive-by shooting.

Jobs to disappear soon

Jobs to disappear soon.

Taxi driver
Airplane Pilot
Medical doctor
Teacher
Attorney

The future of employment

The future of employment

Companies will use recruitment agencies

Workers will pay to recruitment agents and will pass a battery of tests before the company will
hire them.

How the world is divided

How the world is divided


The world is divided between a rich/tech track and a poor/non-tech track

The rich get richer and the poor get poorer, faster and faster.

The widening gap between rich and poor is permanent.

The tech/non-tech divide will metastasize and spread everywhere.

Who Doesn't Need to Bother to Get a College Degree

Who Doesn't Need to Bother to Get a College Degree



Who starts buying something and  turns the investment into something big.

Who knows to do something.

Who is a good saleswomen/salesman.

Who is able to be a constant learner by her/his own.

Who pursues her/his own business venture.

Who starts making her/his own algorithms.

Who begins her/his first business at age 12

Who works as a programmer and found their own company.

Who begins developing new technologies.

Who revolutionizes an industry by making something smaller, cheaper, and more accessible.

How many Americans live abroad?

How many Americans live abroad?

Although the U.S. State Department doesn't keep official statistics, it estimates that 7.2 million U.S. citizens live abroad. 2.3%  of the American population.

The poor world's richest

The poor world's richest

2013 POVERTY GUIDELINES FOR THE 48 CONTIGUOUS STATES AND THE DISTRICT OF COLUMBIA

1 Person in family/household

Poverty guideline=$11,490

2013 POVERTY GUIDELINES FOR ALASKA

1 Person in family/household

Poverty guideline=$14,350

2013 POVERTY GUIDELINES FOR HAWAII

1 Person in family/household
Poverty guideline=$13,230

Average Salary In China in 2013=$14,000

The power of the Federal Reserve

The power of the Federal Reserve

Germany wants to repatriate its 1,536 tons of gold reserves held at the
the NY Fed and the Federal Reserve has refused to allow German inspectors
to even view the country’s massive gold reserves

The most expensive vote in history

How much does it cost one vote in the U.S.?

 Senate Majority Leader Harry Reid spent 65 dollars per vote  in the ELECTION 2012

Try to push interest rates to near-zero and you will have an economic demise.

Tax the rich more and everything will be worst.

Tax everything and you will not build anything.

Try to redistribute  income and you will have more income disparity.

Try  to become a zero-sum society and you will have envy and resentment.

Try  to push interest rates to near-zero and you will have an economic demise.

Idleness is the mother of all misfortunes

Idleness is the mother of all misfortunes

Imperial Presidency but not inside

Imperial Presidency but not inside

The authority of the executive must enforce mandates when Congress appropriates money,

The executive has not authority to contravene federal statutes.

Congress has the sole authority to enact federal statutes.

Inequality is innate with the human being.

Inequality is innate with the human being.

No matter how much the government spend.

No matter the ideology or the political system.

No matter what education people receive.

Inequality will be always present and will be greater because
technology wide the difference between people with and people without intelligence.

Why education is not enough

Why education is not enough

Is education so important?


Education accounts for 8.7% of the U.S. economy

There are 3.8 million teachers in the US.

New York has the largest private higher  education sector in the nation, with 167,450 jobs in 2009—more than 40 percent larger than  second-ranked California. New York accounts for 14.4 percent of all private higher education  jobs in the nation.

New York State’s unemployment rate is 7.5%  (July 18, 2013)

National education budget (2007): $1.1 trillion (public and private, all levels)

Among the country's adult population, over 85 percent have completed high
school and 27 percent have received a bachelor's degree or higher.

Math and science majors are popular until students realize what they’re getting
 themselves into, according to  a working paper published by the
National Bureau of Economic Research.

Students knew science was hard to  begin with, but for a lot of them it turned
out to be much worse than what  they expected,” said Todd R. Stinebrickner,
 one of the paper’s authors.  “What they didn’t expect is that even if
they work hard, they still won’t do well.”

The U.S. economy posted a stunning drop of 0.1 percent in the fourth quarter of 2012.

How many offices the IRS has outside the United States

How many offices the IRS has outside the United States

The IRS has 4 permanent offices outside the United States in  China, Germany,France and England.

There is nothing like that in the world.

How many people work for the State Department ?

How many people work for the state department ?

49,900

11,500 Foreign Service employees
7,400 Civil Service employees
31,000 Foreign Service National employees

staff offices: 66

Ministry of Foreign Affairs of the People's Republic of China

staff offices: 27

How to learn to think critically?

How to learn to think critically?


In order to learn to think critically you must to adapt to something.

If you are comfortable you are unable to adapt to anything.

Why is difficult to improve public education?

Why is difficult to improve public education?

Because parents do not trust the system

And they do not trust the system because is free and

 anything that is free does not transmit confidence.

Good workers don't need to be certified.

Good workers don't need to be certified. 

They don't have benefits or even a guaranteed base 

salary; their pay is based on their performance, 

Why is difficult to find a good job?

Why is difficult to find a good job?

Because in a job the harder you work,the

less  you make and people don't like that.

Doing anything well is hard, so why 

not make it lucrative?

The monster is too big to stop it.

 The monster is too big to stop it:

An IRS employee had been arrested on charges that she had accessed IRS servers (which she was not authorized to use) in an attempt to obtain taxpayers’ personal information, which she and an accomplice in Florida could then use to steal the individuals’ benefits.

What is the difference between success and failure

What is the difference between success and failure


Success has biggest obstacles, too many hurdles, too many hours of work, limited resources, freedom, nonconformity and doesn't  play by the rules.

Rebuilding ladders of opportunity

Rebuilding ladders of opportunity

Economists estimate the economy created 185,000 jobs in July, according to a Bloomberg survey.

The Commerce Department reported that the economy, adjusted for inflation, expanded at  annual rate of 1.7 percent in the April-June quarter,

12 million unemployed Americans are looking for work.

Nearly 48 million Americans have a disability (10.7 millions with payment)

The number of workers in part-time jobs in U.S.is  8.5 million.

13.205.000 million people hold two full time jobs with no benefits in the U.S.

Four out of 5 U.S. adults struggle with joblessness, near-poverty or reliance on welfare for at least parts of their lives.

Unpleasant laws

Unpleasant laws are difficult to pass no matter how good are for everybody.

Who are the victims of capitalism?

Who are the victims of capitalism?

The victims of capitalism use to be the victims of the political vices.

Who controls the US economy and the world economy?

Who controls the US economy and the world economy?



The Federal Reserve Bank "Fed"  is controlling  the credit and currency of the world through trade and foreign  policies of  the U.S.

It controls the US economy and the world economy.

American people do not decide for themselves if they wish  to control the  world economy with their tax dollars.

 There is no National debt,  there is  world economy debt and that is controlled by the Fed.

Foreign countries finance US trade through  their dollar purchases of US Treasuries.

Fed then has to print dollars to send them overseas to pay for the debt.

Why Lawmakers Don't delete tax breaks for oil and pharmaceutical companies?

Why Lawmakers Don't delete tax breaks for oil and pharmaceutical companies?

Because the pharmaceutical and health products industry has spent more than $800 million in federal lobbying and campaign donations at the federal and state levels in the past seven years,  and the Oil & Gas  industry has spent  $36,863,753 in 2013 and has 536 Lobbyists Reported.

A Lobbyist is somebody who lobbies political representatives: somebody who is paid to lobby political representatives on an issue (legalized corruption).

What is the relationship among retirement, technology, violence and poverty?

What is the relationship among retirement, technology, violence and poverty?

Detroit

Fifty-four retirees in Detroit are under the age of 20 and earn pensions that average $23,300, according to a 2011 actuarial report.

About 70% of the city's financial journal entries are booked manually.

Detroit has the nation's highest violent crime rate.

About a third of residents live below the poverty line.

Retirement dreams around the world

Retirement dreams around the world.

When there  isn't enough money to go around retirement dreams around the world should take a rational point of view :

Take your skills and commitments away from a "reliable social safety net" because safe pensions do not exist.

In order to know the half of what is going on

In order to know the half of what is going on you have to live where that is happening.

You need to watch the historical hostility of one group toward another group and the underground economy throughout American history.

Growing inequality

Growing inequality could be morally wrong but it's natural economics.

The fast development of modern technology, Government's focus on spreading the wealth rather than creating it and Fed's extraordinary monetary policy, had contributed to a plunge in  the share of Americans who are working.

The cheapest, largest and highly skilled workforce in the world

The cheapest, largest and highly skilled workforce in the world

Google AdSense Publishers


How many Google AdSense Publishers does Google have?

966,785 Publishers


75% of $3.26 billion ($2.445 billion) are the earnings of Google  partner sites in second quarter of 2013.

$2.445 billion/3=  $815 million per month.


38% of Google AdSense Publishers Earn an average of $100 Per Month.

35%  earn an average $500 per month.

23%  earn an average of $1,000 per month.

4%   earn an average of $10,000 per month  with AdSense.

38%Nx100+35%Nx$500+23%Nx$1,000+4%Nx$10,000=$815 million

38N+175N+230N+400N=$815 million

N=815,000,000/843=966,785

Decrease of Google network revenues

Decrease of Google network revenues


 Google’s partner sites generated revenues of $3.26 billion, or 25% of total Google revenues, in the first quarter  of 2013.

Google’s partner sites generated revenues  of $3.19 billion, or 24% of total Google revenues, in  the second quarter of 2013.

Number of towns with more than 25,000 people in U.S.

Number of towns with more than 25,000 people in U.S.

1290 towns in 2002

80% of them had a SWAT team in  2005.

How many cities in U.S. are technically in bankruptcy?

How many  cities in U.S. are technically in bankruptcy?

More than 100 urban U.S. cities are technically in bankruptcy.