How to increase your chances of being poor.
Being born to an unmarried couple.
More than 20% of children in single-parent families live in poverty long-term, compared with 2% of those raised in two-parent families, according to education-policy analyst Mitch Pearlstein's 2011 book "From Family Collapse to America's Decline."
70% of blacks, 30% of whites and 50% of Hispanics are born to an unmarried couple.
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