What is a captive insurance company?

What is a captive insurance company?


A captive insurance company is an insurance company owned by the
insured.

The Securities and Exchange Commission is pushing life insurers to disclose the potential cost if they are forced to halt use of controversial "captive" entities.

There is a huge tax saving associated with a captive program.

The Best Financial Advice I Ever Got

The Best Financial Advice I Ever Got (or Gave)

Everything Is Cyclical

What technology is needed in teaching?

What technology is needed in teaching?

A technology capturing student speaking performances as part of an educational assessment of verbal communication skills.

We pretend to be free they pretend to govern us.

We pretend to be free they pretend to govern us.


John Cox, a leading government reform advocate in California has a vision for making California's government more responsive and less beholden to special interests. All it would take, he says, is increasing the number of elected  representatives nearly one hundredfold.

His mother was an educator; his stepfather a lifelong postal worker.

How to boost an economy with cheap foreign labor but not at the expense of security.

How to boost an economy with cheap foreign labor but not at the expense of security.

Keeping the foreign labor in a permanent illegal status.

The larger problem in the U.S.

The larger problem in the U.S.


Printing money doesn't address the larger problem in the U.S.: that there are not enough jobs to employ the flood of newly minted American professionals.

A nation of part-time jobs.

A nation of part-time jobs.

Gallup's payroll-to-population ratio, the proportion of the American population working full time, has dropped almost two full percentage points in the last year, to 43.8%.