Why does the exit from the crisis will take longer than expected ?

Why does the exit from the crisis will take longer than expected ?

Negative interest rates - when you get charged for depositing money at the bank.

Negative interest rates are a sign of the financial system not working normally.

Banks are holding about $700 billion in excess reserves at the FED.

The consequence of a negative interest rate regime pursued by central banks is to shift the pain of deflation from banks to depositors, from debtors to creditors.

 INTEREST rates are very low around the developed world; near-zero in nominal terms and negative in real terms.

Negative real interest rates are the product of aggressive monetary policy by a central bank and have a profound impact on the movement of capital within an economy

The problem with negative interest rates, however, is quickly apparent: nobody would lend on those terms.

The shrinking universe of safe-haven assets is forcing investors to pay negative rates to park cash in guaranteed custody accounts.

What companies are looking for?

What companies are looking for?

They’re looking for generalists.

They’re looking for people willing and able to learn new things quickly.

They’re looking for someone how can incorporate constant exploration and learning while building and managing a structured process.

They’re looking for people who can work well in small teams and make that team successful.

They’re looking for people with a background in QA automation.

How does the government negotiate with your enemies?

How does the government negotiate with your enemies?


Your enemies will be allowed to continue to do something wrong and they  will also get immediate sanctions relief .

In return the government will get from your enemies promises that they will be good.

The accounting you can use to burnish otherwise lackluster results

The accounting  you can use to burnish otherwise lackluster results

Research and development
Intellectual property
Pre-launch inventory
Warranty
Revenue recognition

Who are angry and upset with the government?

Who are angry and upset with the government?

People you can trust.

People who cannot win.

People who cannot mislead their followers for profit.

Well-meaning people

The 25 wealthiest zip codes in the U.S

The 25 wealthiest zip codes in the U.S


1-NEW YORK New York 10111

2-NEW YORK New York 10167

3-NEW YORK New York 10286

4-FLORIDA Miami Beach 33109

5-NEW JERSEY Jersey City 07399

6-NEW YORK New York 10165


7-NEW YORK New York 10105


8-NEW YORK New York 10112


9-CALIFORNIA Los Angeles 90067



10-NEW YORK New York 10110


11-FLORIDA Fort Lauderdale 33394


12-FLORIDA Pensacola 32581


13-NEW JERSEY New Vernon 07976



14-CALIFORNIA San Francisco 94137


15-NEW YORK Mill Neck 11765

16-NEW YORK New York 10106


17-NEW YORK New York 10153

18-TEXAS Gillett 78116


19-WASHINGTON Medina 98039


20-TEXAS Houston 77010

21-NEW JERSEY New Brunswick 08933

22-MARYLAND Hunt Valley 21031


23-CONNECTICUT Hartford 06156


24-NEW JERSEY Far Hills 07931


25-CONNECTICUT Greenwich 06831

How to believe in profits

How to believe in profits

Twitter yesterday boosted its IPO price to $23 to $25 a share, which would give the microblogging service a market capitalization of $13.6 billion with no profit.

 Twitter lost $64.6 million in the September quarter, wider than the $21.6 million a year earlier.

The social networking company reported that its revenue rose sharply in the third quarter of this year, to $169 million.

Goldman Sachs Group Inc. is leading Twitter’s offering, while Morgan Stanley led Facebook’s.