Friday, September 20, 2013

Knowing versus Making

Knowing versus Making

During the 20th century making things was most important than knowing things.

In the 21st century knowing things is most important than making things.

In a highly competitive society the payoff of a service is greater than the payoff of a product.

Knowing leverages making. 

Wednesday, September 11, 2013

How the top earners break down

How the top earners break down

 Top 1%: incomes above $394,000 in 2012; Top 5%: incomes between $161,000 and $394,000; Top 10%: incomes between $114,000 and $161,000.

 Last year, the richest 10% received more than half of all income — 50.5%, or the largest share since such record-keeping began in 1917.

Tuesday, September 10, 2013

Why the overall savings rate today is 5.4%?

Why the overall savings rate today is 5.4%, the average since 1960 is 8.4% and it was 9.3% in the early 1980s?

Because the Federal Reserve is buying   85 billion dollars in bonds every month, the perfect tool for rising inequality.

Monday, September 9, 2013

What is a politician?

What is a politician?

A person who uses rhetorical tricks to disguise her/his limited skills.

Sunday, September 8, 2013

How to find stability

How to find  stability

Building  a skill set that allows you to control your own destiny.

Relationship between jobs and retirement.

 Relationship between jobs and retirement.


About 10,000 baby boomers turn 65 years old everyday.

 169,000 jobs were created in the past month.



Saturday, September 7, 2013

Tricks, IBM and health-insurance exchange

International Business Machines plans to move about 110,000 retirees off its company-sponsored health plan and instead give them a payment to buy coverage on a health-insurance exchange.

Health Insurance Exchange (HIX) is a federal or state-regulated marketplace/platform that allows small businesses and individuals to shop for health insurance plans; it allows them to compare various standardized plans and choose the one that suits their specific needs. Federal subsidies are available for the purchase of such plans through an exchange.