Tricks, IBM and health-insurance exchange

International Business Machines plans to move about 110,000 retirees off its company-sponsored health plan and instead give them a payment to buy coverage on a health-insurance exchange.

A Health Insurance Exchange (HIX) is a federal or state-regulated marketplace/platform that allows small businesses and individuals to shop for health insurance plans; it allows them to compare various standardized plans and choose the one that suits their specific needs. Federal subsidies are available for the purchase of such plans through an exchange.

Which are the states with lowest cancer rates in U.S.?

Which are the states with lowest cancer rates in U.S.?

Arizona
Colorado
Hawaii
New Mexico
Utah

Source:
National Cancer Institute

What do you need to compete?

What do you need to compete?

You need to know science, technology, engineering and math, and they are accessible but not fun.

How much cost to bomb Syria

How much cost to bomb Syria

The United States Navy has a stockpile of around 3,500 Tomahawk cruise missiles of all variants, with a combined worth of approximately US $2.6 billion.

$743.000 per  Tomahawk

700 Tomahawk were fired in Irak the first year and 110  in Libya.

400 Tomahawk are expected to be fired in Syria

400x$743.000= $297,200,000

Why America will not stop trying to be the policeman for the world.

Why America will not  stop trying to be the policeman for the world.

Because America needs the preemptive argument  for national security.

Because the Army forces must be trained.

Because an attack is an effective deterrent.

Because a moral imperative constitute a legal  justification when you have power.

Because America has the authority to wage war unilaterally

Because always is possible to articulate any threat  to national  security.

What is the United States of America?

What is the United States of America?

A country with cheap energy and a rich elite exploiting laws and regulations to
the detriment of business and individuals, that is heaping IOUs on
its children and grandchildren.

Why Nearly Half of All U.S. Homes Are Purchased in Cash?

Why Nearly Half of All U.S. Homes Are Purchased in Cash?


Because it’s more costly and hard to get financing.

Because homes cost less.

Because Chinese home-buyers are flooding into the U.S. housing market
and nearly 70% of the Chinese deals are made in all cash.

Because mortgage lending standards have been tightened since the housing bubble.

Because foreign buyers, and wealthy homeowners
are averse to a mortgage.

Because the seller knows the cash offer is more likely to close.

Because prior homeowners abandon the ownership market and head back to rentals.

Because buyers are mainly investors and vacation-home buyers 

Because Multi-home buyers (those purchasing two or more properties) accounted
 for about 28 percent  of last year’s cash sales, up from around 24 percent in 2011.