In a free market competition is the rule.

Mexican telephone and retail magnate Carlos Slim, in a normal defeat,(because
outside US few entrepreneurs know what competition is) will exit the U.S. Consumer
electronics market, shutting the last 100 CompUSA Inc. stores after
sinking about $2 billion into the business.

He doesn't know how to play in a free market field.
In a free market competition is the rule.

Subprime mortgages available to Americans

Lenders who made subprime mortgages available to Americans with poor credit also gave more and more of the the high interest loans to those with relatively good histories.

The findings could hold implications for how banks and regulators address the meltdown in those loans.

Foreign-born students

Foreign-born students holding temporary visas received 33% of all research doctorates
awarded by U.S. universities in 2006, according to an annual survey by the
National Opinion Research Center at the University of Chicago.

But more to the point of business competitiveness, foreign students comprised 44% of science and engineering doctorates last year.

Education

Kids who compete individually put themselves in stronger positions as individuals.

When kids are rewarded for participation rather than achievement, they don't have a strong sense of what they are good at and what they are not.

Capitalism only works when those who make bad decisions are allowed to fail

A combined Citigroup and Bank of America would have had to shed most of Citigroup's 1,000 U.S. branches and its $249.34 billion in consumer deposits, to stay under a regulatory cap that bars any U.S. bank from an acquisition that would give it more than 10% of the nation's total bank deposits.

Together Citigroup and Bank of America, with its $598.21 billion in deposits as of June 30, would have had nearly 13% of the U.S. total. Bank of America alone holds 9%.

Capitalism only works when those who make bad decisions are allowed to fail or to get out of trouble on their own . Socialism doesn't work because it tries to save people from themselves, thus prolonging the effects of bad decisions and encouraging more bad decisions.

Married people with children

Married people with children tend to be both successful and motivated, precisely the people who make economies go.

They are twice as likely to be in the top 20% of income earners, according to the Census, and their incomes have been rising considerably faster than the national average.

How to resolve the subprime mess?

Establishing partnerships with the borrowers is for the lenders the best way to resolve the subprime mess.

It would stop the constant decline of the real estate market and it would keep assets value.