The four branches of government

The four branches of government are the legislative branch,  the judicial branch,  the executive branch and the paranoid branch , the branch that defends us from the amorphous and constant threat of something.

Liberal logical thinking:

Liberal logical thinking:

Taxing anything  should create more users of anything.

How to force yourself into new positions of responsibility.

How to force yourself into new positions of responsibility.

Leave the comfortable zone.
Become  a hard worker.
Pursuit toughness.
Have no tolerance for  weakness.
Be worried about making ends meet.
Think life is complicated.
Replace fear for  hope.
Start all over again.

What is a captive insurance company?

What is a captive insurance company?


A captive insurance company is an insurance company owned by the
insured.

The Securities and Exchange Commission is pushing life insurers to disclose the potential cost if they are forced to halt use of controversial "captive" entities.

There is a huge tax saving associated with a captive program.

The Best Financial Advice I Ever Got

The Best Financial Advice I Ever Got (or Gave)

Everything Is Cyclical

What technology is needed in teaching?

What technology is needed in teaching?

A technology capturing student speaking performances as part of an educational assessment of verbal communication skills.

We pretend to be free they pretend to govern us.

We pretend to be free they pretend to govern us.


John Cox, a leading government reform advocate in California has a vision for making California's government more responsive and less beholden to special interests. All it would take, he says, is increasing the number of elected  representatives nearly one hundredfold.

His mother was an educator; his stepfather a lifelong postal worker.

How to boost an economy with cheap foreign labor but not at the expense of security.

How to boost an economy with cheap foreign labor but not at the expense of security.

Keeping the foreign labor in a permanent illegal status.

The larger problem in the U.S.

The larger problem in the U.S.


Printing money doesn't address the larger problem in the U.S.: that there are not enough jobs to employ the flood of newly minted American professionals.

A nation of part-time jobs.

A nation of part-time jobs.

Gallup's payroll-to-population ratio, the proportion of the American population working full time, has dropped almost two full percentage points in the last year, to 43.8%.

Life without the best colleges and universities.

Life without the best colleges and universities.

Members of the U.S. establishment (and their wives) who dominate politics, economics and education, all they have on their résumé the best colleges and universities.

The strongest American president,  Harry S. Truman, didn't go to college.

Number of Public Corporations, Private Companies and Nonprofit Organizations in the United States

Number of Public Corporations, Private Companies and Nonprofit Organizations in the United States

1,581,111 Nonprofit Organizations in the United States,
5,220 Public Corporations
4,550,231 Private Companies

Is there a U.S. Government ?

Is there a U.S. Government ?

Yes,  there is U.S. Government.
A  U.S. Government exists as certainly as  millions of people in the U.S. are still struggling to find a job, a political system is hampered by gridlock, and there are difficult times for too many Americans.

Physiology behind rare phenotypes .

Physiology behind rare phenotypes .

Phenotypes (traits or natural abilities) possess great self-healing abilities that protect them from disease.

How elites do not pay taxes

How elites do not pay taxes

The recipient of Mark Zuckerberg’s latest $1 billion philanthropic contribution is a Silicon Valley institution that primarily feeds other nonprofits working in education, health care and the environment.

Silicon Valley Community Foundation is a great resource for your private foundation. They are a flexible, low-cost institution with current assets of $2.9 billion.

Number of employees at Facebook and Twitter

Facebook passes 1.19 billion monthly active users, 874 million mobile users, and 728 million daily users.

Facebook added 1,419 employees to reach a total staff of 4,619.

The total number of registered Twitter accounts is currently 883 million, according to a company that monitors Twitter.

Twitter has 1,000 employees.

How to grow personally

How to grow personally

Boredom-driven growth  is not growth.

Anxiety-driven growth is a sure crush.

Completing a project that's WAY above your abilities is a good way to learn.

You do not need to slow down if you do not go fast.

Anxiety-driven growth will  not help you grow faster it will help you to crush.

Taking on a challenge is the only way to get skills.

Whenever you can, as long as the cash isn't too far under your pocket, just jump in, and figure it out as you go.

What is the basic incompetency of the the government?

What is the basic incompetency of the the government?

The basic incompetency of the the government is its ability to perform the most fundamental duties of executive management poorly.

The government is a vast web of executive agencies that  have never been run under close scrutiny and have never produced a minimally competent work.

How to ban technology

 How to ban technology.

The Senate and House actually agreed to reauthorize a federal ban on the manufacturing of plastic guns that are not detectable by security screening devices.

It never did because it never needed.

The U.S. government will not live within its means, and will pile up deficits and debts that will burden future generations with the taxes to pay for them.

The U.S. government will not reduce entitlements and will not drive value for money through government.

It never did because it never needed.

A lifelong passion

A lifelong passion for the sport of rowing regardless of anything.

What percentage of the Army is is combat ready?

What percentage of the Army is combat ready?

Only 15% of the U.S. Army is combat ready. A full 85% are not trained well enough to remain safe and effective in the field.

Can anyone but Google and Apple win?

Can anyone but Google and Apple win?

Anyone with a never-ending flow of misinformation and disinformation.

Anyone who avoids certainty.

The epitome of the decline

The epitome of the decline

Detroit's broken streetlights.

Nearly half of the city's 88,000 street lamps are dark, according to city estimates. A new authority aims to borrow (Of course!) funds to revamp the system.

Why civilian and federal employees pay less toward their federal pensions than their private-sector counterparts?

Why civilian and federal employees pay less toward their federal pensions than their private-sector counterparts?


Because public-employee unions and their allies rule in Congress .

How the U.S. government can increase employment

How the U.S. government can increase employment

The U.S. government can increase employment by paying more people not to work.

The U.S. government can increase employment by hiring more  bureaucrats.

The U.S. government can increase employment by a big expansion of unemployment insurance.

The U.S. government can increase employment by  taking money out of the private economy by taxes.

The U.S. government can increase employment by making firms in industries with high labor turnover rates—such as hospitality, restaurants, construction and trucking—pay a higher tax.

The U.S. government can increase employment by discouraging 20 million Americans from looking for work.

How many people do not work?

 How many people do not work?

20 million Americans are still unemployed, underemployed or discouraged from looking for work.

The best tool to fight inequality.

The best tool to fight inequality.

America’s education system is the the best tool to fight inequality.

America’s poorly run education system is producing a perfect equal society.

Everybody is completely in the dark about how the world works.

The level of support of Fed officials

The level of support of Fed officials

Fed officials probably underestimated the level of support and they will not wind down their $85 billion-a-month bond-purchase program in December.

How to restore fiscal insanity in Congress.

How to restore fiscal insanity in Congress.

Since Congress doesn’t do anything American people can unrest easy knowing that their elected representatives never have gone through the  nation’s finances line-by-line to make good, informed decisions.

The new kind of job in the U.S.

 The new kind of job in the U.S.

Lower-wage jobs, with median hourly wages of $7.68 to $13.83, accounted for only 21% of job losses during the downturn but have accounted for more than half, 58%, of all job growth. Jobs that saw the fastest growth were retail sales positions (at a median wage of $10.97 an hour) and food preparation workers ($9.04 an hour). Since June 2009, each of those fields has grown by more than 300,000 workers.

Which are the most modern ruins?

Which are the most modern ruins?


The Farwell Building in Detroit.

The David Broderick Tower in Detroit.

The Donovan Building in Detroit.

The David Whitney Building, Detroit.

The National Bank of Detroit.

The Fort Shelby Hotel in Detroit.

The American Hotel in Detroit.

Michigan Central Station.

Cass Technical High School in Detroit.

Saint Albertus School in Detroit.

St Christopher House, ex-Public Library in Detroit.

The Jane Cooper Elementary School

The Lee Plaza Hotel in Detroit.

Lee Plaza Hotel in Detroit.

The Rich-Dex Apartments in Detroit.

Wilbur Wright High School in Detroit.

The United Artists Theater in Detroit.

GDP growing and Unemployment growing

GDP growing and Unemployment growing

Unemployment Rate in the United States increased to 7.30 percent in October of 2013 from 7.20 percent in September of 2013.

Gross domestic product in the third quarter rose at a 3.6 percent annual rate, up from an initial estimate of 2.8 percent and the strongest since the first quarter of 2012, the Commerce Department in Washington said today.

Growing privileges inequality and opportunities inequality

Growing privileges inequality and opportunities inequality is harming America's economy and nobody calls on Congress to bring down privileges of the status-quo and increase oportunites through less government intervention.

The companies that pay lower salaries

The companies that  pay lower salaries:

Yum Brands (KFC, Pizza Hut and Taco Bell chains) - The hourly median wage is  less than $8 an hour.
Kroger - The hourly median wage is  less than $9 an hour.
Target - Average salary  for a cashier or an employee on sales floor is less than $9
McDonald's - The hourly median wage is just over $9.00
Wal-Mart - The average full-time hourly wage is $12.83.

What is your defense against Capitol Hill lawmakers?

What is your defense against Capitol Hill lawmakers?


A lot of lawmakers are the smartest people you'll meet, but they are not technologically savvy.

When do you have to find something else to do?

 When do you have to find something else to do?

When your culture eats itself, when your are not able to do your job, when telling the truth kills you and when your live has been co-opted.

What is the most important personal trait?

What is the most important personal trait?

 The IQ